Anyone who has a total of 30 qualifying years of National Insurance contributions/credits is usually eligible to get the full State Pension. This means you’ll have worked and paid National Insurance for 30 years, been in receipt of credits or have paid voluntary contributions (who may also be entitled to more than the full fee). Those who fall below this period of time will receive a lower figure.
To check your state pension age, you can use the government state pension age calculator. To find out how much you’ll be entitled to, you can click here – which will also let you know information such as what day of the week your pension will be paid, how you can increase your state pension and more.
To check your national insurance record, which will help you understand your entitlement, you’ll need a government gateway user ID, which can be set-up here. To find contact details to search for a previous lost workplace pension, use this easy tool.